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Successful contractors understand how managing multiple projects leads to an exponential increase in exposure to potential risks. That’s why the most important groundwork occurs before your crew is even on the job site: ensuring that
you have the proper coverage in place.
At Lubin-Bergman, we have been protecting contractors for over 70 years. While building styles and techniques are constantly changing, our focus on putting contractors first has never wavered. We take a consultative approach, working with your project management team to analyze exposures and prevent claims before they occur. At every step we work to help you lower your net cost of risk, including removing exclusions and broadening policy terms where possible.
Whether you are an entrepreneurial tradesperson, operate a small crew or own a multi-state general contracting firm, we ensure that your coverage is customized and comprehensive with no “hidden gaps.” Our risk management expertise, understanding of the underwriters’ language and our solid market relationships assure you of full-spectrum, cost-effective protection with favorable terms and indemnity controls to cover subcontractors and protect your assets.
Our insurance professionals have the industry expertise to address your specialized needs, including: additional insureds, waiver of subrogation, primary/non-contributory agreements, hold-harmless/indemnification agreements, and experience modification rating.
Contractor’s programs available through Lubin-Bergman include:
- General Liability
- Workers’ Compensation
- Bonds
- Commercial Auto and Truck
- Equipment and Tool Floaters
- Inland Marine
- Builder’s Risk
- Umbrella Liability
- Disability Coverage
- Pollution Liability
- OSHA Compliance
- Subcontract/Contract Compliance
- Wrap-Up Programs
For more information on how we help keep you prepared to build your client base, please contact contractors@libsco.com.
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